Stephen Jackiewicz Jeff Lerner Review

Stephen Jackiewicz Reviews Jeff Lerner and Entre

Meet Stephen Jackiewicz. He’s been on a journey to make himself a better person for a long time now, and Jeff’s video ad for ENTRE Blueprint really struck a chord with him. He joined ENTRE quickly after watching it and bought into our courses. He is just starting his journey of building businesses, but already feels like a more successful person thanks to the ENTRE structure. He’s so glad he joined and is super-excited about continuing on the journey!

If you want to learn how the world’s wealthiest people manage their money, you need to meet America’s number one money mentor!


My guest this week, Chris Naugle, is the country’s leading expert on wealth management and personal financial strategy.


He not only helps people become wealthy, but he helps them stay that way too.


His story starts way back in 2003.


He spent 15 years working in finance for a top Wall St firm. He thought he knew everything there was to know about the world of money.


But he was wrong.


He knew a lot, but there was still a piece missing from the puzzle.


His life was turned upside down when he met a mysterious character called “Brent” via a business partner.


Brent taught him the secret to lending money, yet still claiming interest on that same money - as if it had never left his account!


Chris calls this special technique the “8th Wonder of the World,” and when you hear it, you’ll understand why!


In this episode, we discuss this technique, and much MUCH more!


Chris has written books, built and owned 16 different companies, and manages over $30 million in other people’s assets.


If anyone knows how to acquire and retain wealth, it’s him!


Chris shares my fascination with the idea of harnessing potential.


He dedicates his time to helping people who know that they’re capable of more.


As educators, we want to share our experience and expertise, which is exactly what we do in this episode!


So if you know that you’re capable of making more money, growing your business, and retaining your wealth, you can’t afford to miss this one!


Listen now to find out how Chris Naugle is going to transform your finances forever!


Create the life you've always wanted! 👉 https://getentre.com/Q0sKP


Check Out More of Chris’ Content Here 👇


💻 https://www.chrisnaugle.com/


📖 Mapping Out The Millionaire Mystery: https://www.chrisnaugle.com/book/


📲 Call 👉 716.320.0119


ℹ️ LinkedIn 👉 https://www.linkedin.com/in/thechrisnaugle


📺 YT 👉 https://www.youtube.com/thechrisnaugle


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⌨️ Twitter 👉 https://twitter.com/thechrisnaugle


📲 IG 👉 https://www.instagram.com/thechrisnaugle/

MONEY Master the Game: 7 Simple Steps to Financial Freedom Paperback – March 29, 2016

by Tony Robbins (Author)

4.6 out of 5 stars

Amazon Customer

5.0 out of 5 stars

Chapter 2 and Chapter 5 worth the price of the book alone! One of the best personal finance books ever written.

Reviewed in the United States on December 9, 2014

Verified Purchase

I want to start off by saying that I'm not a follower of Tony's motivational literature. When I was younger my mother purchased some of his books and tapes and while they were somewhat inspiring, I never was one to draw my "passion for life" reading any book other than the Bible. I couldn't tell you what Tony's done or written since his 'Get the Edge' series that was mass marketed on television back in the late 90's.. but I can tell you what I'm pleasantly surprised with, and frankly glad I'm I came across this new finance book because a few of the chapters are "worth their weight in gold." These are Chapters 2 and 5, but please continue reading my review to understand why.


-To give you some background I've been reading personal finance books since the late 90's starting with titles like 'Rich Dad Poor Dad' by Robert Kiyosaki, 'Automatic Millionaire' by David Bach, every Dave Ramsey and Ben Stein title ever written, most of Larry Burkett's scripture based Business and Finance books and Crown Financial information, Random Walk down wall street, etc. etc. To make a long story short let's just say I've read dozens of personal finance or retirement books starting from age 16 up until my present age of 31 so I can tell when something is new or old fluff, or just plain made up. I've also an investor so I have skin in the game.


-Some people are reading these reviews and they just want to know if this book will help them manage their money or make money, and to cut to to the chase yes this book can both make you alot of money and save you even more money. After reading Tony's book I've placed it among the top 10 personal finance titles I've ever read and that list reads like the who's who of books that can actually make a huge impact on the financial future of the average American. If you don't like to read it doesn't matter, just buy the book and read Chapter 2 and 5 and then give it to a friend or delete it, but just read those two chapters.


-What makes this book so valuable and easily worth the price I paid ($12 on Kindle). Let me summarize, and we're going to throw out all the chapters and information that was motivational jargon because I didn't buy this book to be motivated on living life to the fullest and I don't think most of you reading this did either.


1. THE INTERVIEWS. Most of these interviews were not rehash's of what you could find in other books, and a couple of them could be downright life altering if people were to employ some of the advice given by a few of the men or start to follow a few of these men with regard to what they are doing with their investments. The possible life-changing and or interviews that offered terrific advice, tidbits of information that could save you time and money, stock market psychology, and or getting insight into those with your interest at heart. If you browse Yahoo finance and or blogs you can occasionally glean tidbits of gold regarding finance wisdom from some of the best of the best who have both integrity and the average joe investor in mind when they are giving out advice. These are some of the men who realize that most people who need this information are not making a 6 figure income and yet while most of them have wealth in the 7 figure range they don't forget about the rest of us and want to help us to avoid mistakes with our money.


Carl Icahn. Rarely does this man give longer interviews, but Tony Robbins just may have one of the best interviews ever done with Carl Icahn. Carl Icahn is an activist investor. This type of investor attempts to take control of companies they believe are underperforming(usually due to poor management) and then take them over or make changes that will benefit both the shareholder and the activist. As a result in most cases employees and customers benefit also. Carl Icahn is one of the few power brokers on Wall Street who by following you can make quite a bit of money because he will make a poorly operating company do better by holding management accountable, and as a result he has and will continue to help the American People by making our companies more efficient and better which can enrich everyone. After you read this interview you will understand why it's important to follow the moves this man makes.


David Swensen. Great interview, a good overview of asset allocation and risk management, shows why playing it safe for a long time is smart. Great tidbits to learn.


Ray Dalio. Just getting the broken down into easy terms "All Weather Portfolio" is worth the price of the book alone and much more. This information is covered in Chapter 5. He must have owed Tony a huge debt to give out this information. Next to an index fund this is the best portfolio I've ever seen and the results it has brought prove it. You won't find anything better, but most people should have a broad ranged index fund before attempting to copy an allocation like the all weather.


Paul Tudor Jones. Some of the investing psychology(not stock picking advice, but market psychology) he gives in his interview is as if you are sitting in a premier top 10 MBA rated program's class and studying under his stock market tutelage. You simply can't hear these things anywhere else and unless your in a very elite group that are getting MBA's at the very top finance schools you probably never will.


John Bogle. What more can anyone say, he revolutionized investing for the common man by introducing the index fund and if you don't have one you really need one ASAP. Watch every interview with John Bogle you can find on youtube if you want a quick study in long term investing with the best possible outcome for the average person. I personally believe John Bogle has made more of an impact on the finances of the average American than anyone in history ever has or ever will, he truly is both a pioneer and a sort of modern day hero who put the common man above greed and reshaped Wall Street and investing forever.


Warren Buffet. I can tell in this interview Mr. Buffet was just doing Tony a favor by giving a short interview to a friend but he didn't really give any advice you couldn't find anywhere else nor did he dive into any strategies or ideas for the common person. I put him with these others because of his track record. If you purchase a few of his BRK-B stock shares and hold them for a very long time you will probably do pretty well, but Warren Buffet would tell all average investors to get an index fund and not try their hand at picking stocks. He basically will mimic what John Bogle says in most of his interviews but John Bogle goes much deeper, is more interesting, has more integrity, and just does it better.


-Yes a few of the interviews were not very good and I discuss those below. They in my opinion revealed little information, did not know how to convey investment advice to the average person, or just came across as sort of a self pat on the back in my opinion and wouldn't make much impact to the future financial wellness of the reader. Remember, just because someone is ultra wealthy in no way means they have you interest in mind nor can their advice or circumstances be applied to your own life.


-These people from this book in my opinion who you shouldn't listen to include:


Marc Faber(Commodities speculator who is a very shrewd and astute insider, I don't think he can be trusted personally, but when it came to giving advice he came across as a guy just throwing information out there just to give an interview almost as if he wasn't really sure what to say, like he was picking random numbers out of his head and giving them to Tony.)


T. Boone Pickens (Just talks about himself most of the interview, you can find better advice elsewhere.)


Kyle Bass (Made most of his money off an incredible speculation and talks about purchasing millions in nickels with little information given for the regular investor. It's my belief he either isn't very knowledgeable when it comes to investing for regular people or he simply cannot convey the information in a manner with tools he has never used for the average person. He is an algorith based trader and has access to both tools and information most people don't have. I would never listen to his advice based upon his history even though he is successful, his success cannot be repeated.


-I group these next three together because their interviews mainly went through their personal histories and discussed why the success occurred and the importance of integrity and a customer first approach in the finance world:

Mary Callahan Erdoes, Charles Schwab, Sir John Templeton (Mostly discusses the type of work ethic, integrity, and fortitude needed to be successful and also to leave a legacy for your family or people who's money you are investing.


-So what makes this book so valuable, and why am I saying you must include this in your collection if you're a person under 50 looking to improve your finances.


2. Simply because of Chapter 2 and Chapter 5.


-Chapter 2 covers some of the things you've read in other finance books before, usually John Bogle's or Ben Stein's, but it discusses the Myths of the market and advisor fees. It discusses investment broker actual returns and debunks many of the common beliefs among the uneducated majority regarding how to make money with investing or retirement plans. The way this chapter is organized regarding the myths of the market and annuities is invaluable. The information on annuities for anyone under 50 is pure gold, and I have yet to see even a handful of books that ever covered the Annuity, which is starting to grow like wildfire and probably the best option for most of us with less than $500,000-1,000,000 at retirement.


-Chapter 5. This is the best chapter of the book bar none. Ray Dalio's all weather portfolio is simply unmatched and having an in-depth guide of why and how it was designed, and then actually broken down into easy to understand choices is truly incredible. Yes you can and should invest in an Index Fund, and by now we know that 95% of portfolio managers will never beat the stock market over a long time frame such as 20-30 years, but the all weather portfolio created by Ray Dalio's team just may give you better or at least safer returns with less downside risk than even a broad market index fund. I'm still left wondering how Tony got them to do this and give up this much information on this fund. On top of that, there is a larger annuity and retirement information section which goes in depth on the importance of the 3 year window into retirement and how just the stock market return of the first 3 years of a person's retirement can make or break them, and WILL... unless they read the information on annuities.


-On top of all this great information, section after section has Tony giving good links on how to access both more information. Going through this book you can see that Tony actually cares to help the uneducated average investor gain the tools to invest both wisely and and safely. Most finance books give you the what to do(or at least attempt to), but Tony's goes beyond and actually gives you both tools and the where to go to get more information and possibly help.


-To top of these great chapters there is also a chapter on the future of American technology which goes into the advances being made in healthcare and engineering with the creation of 3D printers and how people are continually living longer so what we do with our money today is very important for a potentially long tomorrow. On top of this unlike many finance books, Tony goes into the importance of giving and how it can change a person's life and bring more fulfillment far beyond any dream or desire to be rich. Tony actually explains how and why giving is so important, and it's refreshing to see even a non Christian hold such a high view of giving our time and resources back to those who are less fortunate.


So take my review for what you will, as someone who's read dozens of finance books and will only give applause to something that is both different and worth reading and knowing. I believe this book is very good just for those 2 chapters, especially if you are under 50 and have a long term horizon to invest with and haven't made tons of mistakes yet. For those who ar e older they undoubtedly should discuss retirement with a financial planner and look into insurance/annuities and stable funds. Below I will list my top Finance guru's and what I believe are some of the must read books in this field that all have information that can change your financial future as this book can do.


Best personal finance guru's, the very best of the best who's work you must read and I will include one book from each. These people have care about the common investor above selling books or making money. While some of the information may be a little outdated in one or two of these books, these are still the best of the best by far.


Must reads for personal finance with investment advice also

John Bogle (The Little book of common sense investing, watch his interviews on youtube or yahoo)

Larry Burkett (The complete guide to managing your money, planning for Retirement, Business by the Book)

Ben Stein (How to retire comfortably, The little black book of investing, how to ruin your financial future, most of his books)


Great books on investing that don't cover personal finance

Burton Malkiel (A Random Walk down Wall Street)

William Bernstein (The Four Pillars of Investing)


Honorable Mentions for personal finance, financial lifestyle etc.

Dave Ramsey(We all know about his books, very good for basic advice regarding personal budgeting, not better than the previously mentioned writers or their titles though)

David Bach (Automatic millionaire, Fight for your Money)

Robert Kiyosaki (Rich Dad, Poor Dad)

Ramit Sethi (I will teach you to be rich)

Thomas Stanley (Millionaire next door)


Are there any people you should be watching when it comes to how they are investing their money?

Only two in my opinion. Warren Buffet and Carl Icahn. Both of their basic stock offerings are in the 100's still. I believe Carl Icahn's IEP is up over 1000% since inception and Buffet's BRK-B is up 24% this year alone. Watch what Warren Buffet does because he has insider access to large changes in the economy and the government, and watch Carl Icahn because he creates huge changes in companies by forcing their management to become better in every way and with that usually comes great returns for shareholders.

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Lee Scher

5.0 out of 5 stars

This is one of the Best Financial Books that I have read in 10 years...

Reviewed in the United States on August 1, 2018

Verified Purchase

I have been a Financial Advisor/ Insurance Agent for more than 20 years and I was pleasantly surprised how well Tony Robbins broke down our Industry by interviewing the best of the best in the Industry. It is clear to me, that anyone who is ambitious enough to read this book in its entireity will be more informed and educated than before they read this book. It was quite entertaining as well and Tony's personal perspectives were most welcome.

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Melanie J.

5.0 out of 5 stars

So into it

Reviewed in the United States on February 1, 2018

Verified Purchase

It's over 600 pages so brace yourself. But this is probably one of the most important books I've ever purchased.

To really take on this material is to empower yourself. I highly recommend this, I'm so glad I bought it. This one is a keeper. I've read a lot of books on finances in my effort to become free, this is fast becoming my favorite.

I've been much more interested in spiritual development during my life and now have to catch up and work on the material foundation. This book is really well put together and exactly the kind of guidance anyone could use, no matter your level of financial literacy. Highly recommend this: two thumbs up and five stars.

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SadieTop Contributor: Makeup

TOP 1000 REVIEWER

5.0 out of 5 stars

Practical Investing Advice

Reviewed in the United States on June 13, 2021

Verified Purchase

I have an interest in personal finances and enjoy learning other people's point of views on different topics. This book is quite LARGE at 640 pages but was surprisingly easy-to-read and digest. I understood the topics and strategies discussed. The methods laid out were very practical. I especially enjoyed the interviews with 12 of the world's most successful investors. I would love to see an updated version further discussing the 2020 pandemic affects on the stock market, unemployment, government bounds, and housing boom.

I have dog eared dozens of pages within this book and will keep it as a reference in the coming years. I would easily recommend this book to anyone looking to further jump into their personal finances and investments.


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Really good start to a great series

5.0 out of 5 stars

Master Piece of Financial Advise!

Reviewed in the United States on March 27, 2019

Verified Purchase

My life was changed financially by books like: Rich Dad Poor Dad, The Richest Man In Babylon, Napoleon Hill Think And Grow Rich, etc. In this Book Tony saves you the time of doing all the running around of finding the best books and to top it off adds the advise and counsel of some of the Greatest Minds In Money today: Ray Dalio, John Templeton, John Bogle, to name a few. The advise he gives on modern portfolio management, asset balancing, and saving forward, you will be hard pressed to find anywhere else and can revolutionize the way you invest and think about investing. Read this book and for the next 20 years you might not have to read another book on money management, just keep rereading this book. Tony you did an amazing job and an incredible service to modern day finance and humane capitalism for our generation! Thank You!! From Bushwick Brooklyn!!!!!!!

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Sandra Angelo

5.0 out of 5 stars

WOW - Easy to understand - Great unbiased advise - thanks to all the wise who contributed.

Reviewed in the United States on November 17, 2019

Verified Purchase

WOW ... finally a financial book that the average person can understand.

Normally makes my eyes glaze over but this book is super easy to read and full of great advice.

Finally someone who tells the truth about the dirty secrets we all suspected in the financial business.

So glad there are financial institutions that still care about consumers (though there are few and far between).

Thanks Tony for giving us the low down on how to find the honest folks.


Honestly I had reading about finance but this book is a joy to read and such a relief that someone unbiased has done the research and translated this world into very plain English so anyone can understand how to navigate the tough path and still keep the money they earned.

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Mrs. Jeff

5.0 out of 5 stars

Excellent book

Reviewed in the United States on October 24, 2017

Verified Purchase

I love Tony Robbins and this is definitely a book written by him. There is a lot of information packed in here as well as a lot of personal stories from people Tony has worked with and a good deal of mental help like you can find in his other books. I would put myself right in the middle of how well rounded of an investor I am. I don't day trade or any of that but I like to keep an eye on my 401k and Betterment accounts. This book offers a lot of insight as to how buy-and-hold investors make money over time. It's over 600 pages and not the type of book you want to finish in a weekend. There's just too much information. It took me maybe 5 or 6 weeks and I feel like I came out much wiser. It won't make you rich overnight but will certainly make you feel like you know what all those people handling your money are really doing.

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Isaac

5.0 out of 5 stars

Best. Investment. Book.

Reviewed in the United States on August 19, 2020

Verified Purchase

It's 20% of what we have all come to know and expect from Tony Robbins for but 80% of what I would never have thought was in his wheelhouse of writing. If you are new to investing or have been investing for a while, you need to read this or hear it. It's on audio as well for those that take advantage of "Drive Time University!" It's a wealth of knowledge and examples of portfolio allocations by the masters of the investment world! This is on my must read list. I will have to read this book a few times to get everything it has to offer.


#investing #bookstoread #mustreadbooks #personaldevelopment

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Kat Spencer

5.0 out of 5 stars

A MUST READ! Long but worth it!

Reviewed in the United States on January 25, 2022

Verified Purchase

I wish I had found this book a LONG time ago. But everything in its time. Although I would consider myself financially savvy, I know I still have a LOT to learn and this book gave me exactly what I’ve been looking for. While it is a long book and may seem daunting, I encourage everyone to buy this book and read it, no matter how long it takes you. The small adjustments you can make towards securing your financial future that Tony and everyone he interviewed outlined in this book will make a significant difference for you and your loved one’s financial status. Don’t wait another day and leave money on the table. You work hard for it, learn how to protect it!

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Anu Mathai

5.0 out of 5 stars

This is a great book for investment novices

Reviewed in the United States on July 19, 2017

Verified Purchase

This is a great book for investment novices. Tony does an amazing job simplifying the subject as possible. It is both inspirational and informational. Even if there are endorsements mentioned, it still gives the reader a basic educational background on investment and the importance of discipline and consistency. It is the personal responsibility of the reader to use their own judgement and intuition to make the best decisions for themselves. Tony provides you motivational guidance.

9 people found this helpful


Stevemorris

5.0 out of 5 stars

Great Stuff

Reviewed in the United States on October 31, 2015

Verified Purchase

I love Tony Robbins. Here is my quick take:


* the people who are bashing this book are probably in the financial services industry and have something to loose from Tony's ideas

* Tony is a billionaire. I will take money advise from someone who has made and kept billions any day over someone who is brook and in debt.

* I think my key take away: mutual funds do not beat the market. index funds are the way to go. I also was not all that familiar with fiduciary to help with managing my money. something I want to take a look at ... these people are not paid to sell you any specific product - they just take a flat rate of whatever money they manage.


All in all - good point and I am sure you will learn something from it.

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BL

5.0 out of 5 stars

Must read

Reviewed in the United States on February 7, 2021

Verified Purchase

I had the audio book and decided to purchase the real thing to read in my spare time. I didn’t realize how big this book was until I heard a forklift in my driveway dropping it off. Seriously, it seems like It’s a million pages long. I love Tony, but in reality this book could be summed up in 25-50 pages, but he goes into so much detail to try to prove the whys behind his recommendation.

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Dan

5.0 out of 5 stars

Awesome book

Reviewed in the United States on May 1, 2016

Verified Purchase

I love all Tony Robbins books and CDs. No matter what I listen to from him I always seem to get extremely motivated and reminded of everything that I want out of life and how much I appreciate what I do you already have. He's awesome and I learned so much from this book. I have a lot more knowledge now to rearrange the portfolio as it is without adding any money and make so much more money in the long run thanks Tony. I also ordered this on audible.com so I could listen to it while I'm laying in bed relaxing.

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Michael Demers

5.0 out of 5 stars

Responsible Investment Book

Reviewed in the United States on February 7, 2021

Verified Purchase

After reading this book, it altered the way I approached my finances and changed my outlook moving forward financially. Tony’s book is written in a way that you don’t have to be an accountant to understand. I also enjoyed the manner with which he talks about and interviews different successful people to provide a multitude of strategies that have worked.


I would definitely recommend this book to anyone who likes to think about their finances and strategize where their money could be used.

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Linda S

5.0 out of 5 stars

Great info!

Reviewed in the United States on May 5, 2017

Verified Purchase

There is so much great information in this book that I had to also purchase a hard copy so I could highlight text and flip back and forth to refresh my memory as I was studying up on all the great finance tips! (granted, one can do that with electronic versions, but I am old-school enough that I find it easier with actual books). Looking forward to making some changes in my finances to take advantage of some of this new information. Well worth the money spent! Thanks Tony Robbins!

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Joseph

5.0 out of 5 stars

Tony is a Legend

Reviewed in the United States on September 30, 2018

Verified Purchase

I love Tony Robbins and this was a great read. There’s some redundancy that I had to skip over but it’s a real accomplishment what he did here.


The guy made it a goal to bring to us the insights of some of the greatest minds in finance. He literally got to sit down with the best of the best, something I would love to do but never could. His passion to give back, teach and share is completely admirable and I thank him deeply for it. My life is better because of this and it’s something to be inspired by whether you like his style or not.

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Jake Roberts

5.0 out of 5 stars

You're converting money you would have paid in taxes into retirement income and someday paying your taxes with your taxes while retiring comfortably. Hit that 1 click button

Reviewed in the United States on August 1, 2018

Verified Purchase

Listen: Tony Robbins is legit. The advice within this book is simple and extremely helpful. And when I say simple I don't mean low level. If you buy this book and read it, you will understand 98% of investing strategies and techniques and be able to wisely plan for your future. The other 2% you don't fully understand will be Swensen's methodology for investing long term and short selling on the same stock. But that's ok because you aren't doing that anyway. What are you doing? You're converting money you would have paid in taxes into retirement income and someday paying your taxes with your taxes while retiring comfortably.


Hit that 1 click button.

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Johnny Andrade

5.0 out of 5 stars

just got it in the perfect timing, we were these last weeks talking about ...

Reviewed in the United States on May 17, 2015

Verified Purchase

Hi have been following what Tony Robbins is doing from some years now. When I saw that he released a new book I was all ears, and when I realized that it was a book about money I was immediately all in. I bought it for me and I bought an extra copy for may daughter. She said to me "Dad, my husband is all excited about the book, just got it in the perfect timing, we were these last weeks talking about our finances as a couple and then this book came, thanks, I love you".

I am not finishing reading it yet, I about 70% in my iPad and have no doubt in giving 5 stars to this book. I only would add that I bought it mainly because I know Tony Robbins is one of the few gurus that really care about people, he really want to make a difference in as many people as he can and I am just one of them.

Thanks for everything and for this wonderful book, God bless you

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Merrick USA

5.0 out of 5 stars

Inspiring. A must read!

Reviewed in the United States on January 4, 2015

Verified Purchase

This book is an eye opener. Are you simply choosing a percentage for your 401k or do you really understand how your distributions are working for you...or for someone else!


There are many ways to secure your future and to make a better life for yourself and your family. This book will help you achieve that security and allow you to enjoy life now while your investments grow as you sleep soundly at night.


And it's not all about money! Tony has a way of motivating you...empowering you more accurately, that will get you thinking about what's important in this life we live.


Edited Note: I have read several other reviews of this book and was amazed at how deeply it was reviewed in some instances. I would like to add that, in my opinion, this book was designed for someone like me. If you are blindly dumping money into a 401k with no other retirement options and have this sinking feeling in your gut that you should "someday" take a deeper look into your savings plan, then yes, this book will get you moving in the right direction. Tony does add a lot of motivational push in this book, but that is at times needed to get people moving...it doesn't hurt! If you are an educated investor and are well read in the investment arena, this may fall short of the big answer you seek.


Enjoy!

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James415

5.0 out of 5 stars

The chaos of investing simplified.

Reviewed in the United States on May 15, 2019

Verified Purchase

After listening to this audio several times on a long drive, I'm not an expert at investing nor do I plan to be. But, this takes a lot of the confusion out of the process/game and makes the industry less daunting and mysterious. I Highly recommend everyone listen/read both of his books on personal investing just to have a better grasp on the subject and know that this is for everyone and not just a few.